Archived
Can a mortgage service company:Greentree: continue to call you about payment on your mortgage when you are paying it.
Richard's answer
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Answered on December 18, 2014
Are you paying on the 29th of the month before the payment is due OR are you paying late every month ie due on 1st with a grace period to the 15th?
Archived
My wife's unemployment ran out 8 months ago. She has no income and a lot of credit card debt. Can she file for Bankruptcy?
Richard's answer
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Answered on December 17, 2014
Most likely, yes. But there are many issues that must be explored/ discuseed. EG we know nothing about your income or her assets.
Talk/meet with...
Archived
Filing chapter 7 in the next 3 months and had some emergency auto repairs come up $3900.
Richard's answer
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Answered on December 17, 2014
Sorry, the question is not clear. The work is already been done. Had you pay the mechanic at the time of the work that probably would not be a...
Archived
Chapter 7 bankruptcy and protecting your home
Richard's answer
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Answered on December 16, 2014
Make NO transfer with out the advise of an attorney.
Is there any equity in the "other: home.
You really should talk to an Ohio bkcy atty,
Archived
Service of Chapter 13 plan?
Richard's answer
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Answered on December 16, 2014
First class mail on all creditors and theoretically the ch 13 trustee and the US trutsee,but they will get it when it is scanned and filed.
If...
Archived
I just filed chapter 7 and im 2 months behind on my car payment but i wamt to keep it because i need it for work and school.
Richard's answer
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Answered on December 16, 2014
Can you make the regular payments going forward? C Come current.
If so call the lender and see if anything can be worked out.
Of course if u...
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Archived
6 yrs ago I was left 35k but the estate won't be settled anytime soon. Is the money safe from creditors if I file chap 7 now?
Richard's answer
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Answered on December 15, 2014
No. It is an account receivable. It would be part of your estate. If you presently have the right to receive it the180 day rule would not come in...
Archived
Should I declare Chapter 13 bankruptcy?
Richard's answer
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Answered on December 15, 2014
Meet with an attorney. there are many fine ones in RI.
are u current with the car loan?
why are you asking about a 13 vs a ckapter 7?
Go...
Archived
Home has FMV of $100k less cos, mortgage bal. $95k, HoExmp in IN is $17,600, $520 in equity. How to report all on schedules?
Richard's answer
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Answered on December 13, 2014
You've got an attorney. If you were paying him. They think that he is done that you don't like ask him.
Schedule a has the value of the house, 100...
Archived
Chapter 7 and income tax refund question
Richard's answer
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Answered on December 13, 2014
1) Do you file a joint return? if so ssome of the refund may be your wife's.
2)The refunds are prorated. so if you file , e,g, on 8/30, it would...
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