If i worked out payment plan, why do they still want to go to court?

There is an affirmative defense called "Accord and Satisfaction." If a party sued you in court over a debt, but you have already entered into an...

What is the law in regards to a debt collector(commercial debt) talking to anyone about my debt and the collection of the debt?

Attorney Singh provided an excellent answer to your question. The FDCPA is a federal law that prohibits certain kinds of debt collection...

What happens if non-exempt property to be seized in a judgment has a mortgage on it?

The Mortgage holder will be paid in full first, and any money gained from the sale will go towards the judgment creditor. If there is still left...

Do I have a counter claim?

This sounds odd to me. I've heard of the IRS keeping your tax return and applying it to outstanding taxes, but I have not heard of a collections...

Will my Chapter 13 be discharged evne though my mortgage is late? I pay my mortage outside of my plan, My plan is paid in full

You will receive your Discharge in your Chapter 13 case. Also, those payments will go to the mortgage company to cure mortgage arrears - but only...

Import/Export suggestion

This question has 2 parts: 1) Can I start a business and get an import/export license; and 2) Will me status as a non-citizen, under an EAD,...

Can a bank take your social security check to pay back the balance owed for a reverse mortgage you took out on your home ?

I think all of the attorneys here have listed helpful answers, however while your fact pattern focuses on your uncle's social security check, that...

Can the student go to school in town where he does not live?

Each school district's rules about attendance, enrollment and residency are passed by the local school board. Your first call should be to them...

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I am under workman's comp. Right to time off.

Your case is a bit tricky. Under the worker' compensation law, §8 (2)(c), in cases where liability has been established, if you return to work for...

Do I have any type of civial case, against my local McDonalds Resturant.

The major issue here is damages. If you are looking to "cash in" here and sue McDonald's to get money, it probably isn't going to happen. If you...