Archived
Do I have any recourse as regards to help with my son's student loans through my ex-husband at this time?
Joseph's answer
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Answered on April 07, 2016
There are multiple levels of your questions. You should 100% consult an attorney here in Massachusetts. Depending on the type of debt, and type of...
Archived
Possible Bankruptcy.... Lets say the book values on my car is $7000, and I owe $9000 collateral loan on the car
Joseph's answer
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Answered on May 30, 2015
I agree that you should consult with an attorney due to the complex nature of exemptions that are allowed. Just to add to what has already been...
Archived
Advice on an unsecured Loan
Joseph's answer
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Answered on April 21, 2015
Depending on you income and family size a Chapter 13 bankruptcy may not be as beneficial as a Chapter 7 bankruptcy. In a chapter 7 all debt is...
Just found out my 80 year old mother hasn't filed her taxes in 7 years!! Any advice?
Joseph's answer
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Answered on April 21, 2015
Depending on your mothers income she may not be required to file her taxes. This can be addressed by sending in an affidavit of non filing to the...
Archived
Debt collector trying to collect on a payday loan I only stopped paying on I'm October
Joseph's answer
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Answered on April 21, 2015
You should speak to a lawyer in your area regarding FDCPA violations. If a creditor is threatening bringing you to court and they do not have the...
If property has 2 owners (50/50) and is being foreclosed, will 1 partner's bankruptcy filing stop the foreclosure?
Joseph's answer
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Answered on March 31, 2015
I agree with my colleagues below, without reading through every comment I would add that a chapter 13 bankruptcy will delay and also give you the...
Archived
Foreclosure, what do I do?
Joseph's answer
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Answered on March 30, 2015
Because you have filed a Ch 7 Bankruptcy you do not have any personal liability to this home, as long as you did not Reaffirm your mortgage or...
Archived
Is there anything I can do about a bank issuing a 1099-C in a short sale while filing a claim with the VA?
Joseph's answer
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Answered on March 30, 2015
I agree with what the other attorneys have told you and urge you to speak with a tax professional. The Mortgage Forgiveness Debt Relief Act and...
Archived
Hello, I am facing foreclosure. Friends suggest that I should just walk away from house. Will the debt follow me regardless?
Joseph's answer
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Answered on November 13, 2014
When deciding to let go of a distressed property you need to think big picture and realize an attorney should only advise you of your options and...
Archived
Foreclosure Options
Joseph's answer
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Answered on October 30, 2014
Massachusetts has multiple free agencies when it comes to stopping a foreclosure sale. If a sale date is set and you want to stop an auction in...
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