If I have more money in my bank than debts, can I still file a Chapter 7 Bankruptcy?

THe answer depends on your situation overall. The bankruptcy law allows you to keep some property (or the money value of that property up to a...

My 13 plan was dismissed 6 months ago for being late on my payments. what do I do now?

As others have said, you are almost certainly eligible to file a new case. Consult another attorney for help with your situation. Generally...

What step do I take if I can't make BK payment this month?

If you are referring to the payment you make to the trustee, it is usually possible to miss one or two payments without getting into trouble, so...

What recourse do I have if a creditor files a claim on a chapter 13 that was discharged 4 years ago in chapter 7 no asset?

My answer is a bit different from the others because your question is a bit confusing. If the debt to Citifinancial or Chrysler was a mortgage or...

Chapter 13 discharge of debt

A discharge in a chapter 13 case relieves you of the legal obligation to pay all debts (other than long term debt such as a mortgage) that were...

As another contributor has said, DMI is a fiction resulting from the "means test'. This test basically compares your income and expenses to...

Chapter 13, 2nd Lien Elimination

The payment you make to the chapter 13 trustee is based on your budget. Basically it is the bottom line on Schedule J (the expenses schedule),...

Can I change Attorneys in a bankruptcy

In general, a client has the right to fire an attorney at any time for any reason. However, you really should have a lawyer helping you. Go to...

Is including car payment in your chp13 plan more favorable? Any thoughts CA atty?

Although I'm not in California, the general answer is that you must include all of your debts and all of your assets in your bankruptcy filing. If...

Will BK filing hurt my credit if I just file it without following through?

Yes. From what I can tell, the credit reporting agencies check the bankruptcy courts every business day to see who has filed a bankruptcy case on...

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