Can a mortgage co charge late fees when they don't credit your payment till after it clears the bank

If you have had problems in the past, I could see them doing this. Check the terms of the loan, they may have a hold period that you agreed to. How...

I have a judgement and they a reporting to my credit

The public record is separate than the creditor reporting section of your credit report. The same debt can appear twice on your credit report, but...

Is it legal to make your employees pay the 2.5% processing fee the credit card companies charge a restaurant?

Can you give an example? I am trying to understand and the only way I can see an employer justifying this is if they reduce the amount of a tip by...

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Alias Summons Requested REQUEST FOR ALIAS. What does this mean in layman's terms?

That want a new summons. It could have been lost or misplaced or they may want to change the name or address on the original summons.

My ex husband and I purchased a vehicle, title reads his name "0r" my name. Can I take the vehicle legally ?

You are both the titled owner. One would have to give their interest to the other to have full ownership. If that does not take place, he has...

Are debt collectors allowed to record conversations as soon as you answer the phone not asking if it's ok with you ?

They have to give you notice that the call is being recorded. You have the choice to stay on the phone or hang up. You should send a cease and...

Can I cancel registration on my car

Sorry to hear this. If it is your car, call the police. Tell them he threatened you. Cancelling the registration will not get you your car back and...

Can I pursue criminal charges against someone who does not pay their small claim judgment?

You have a judgment for the bad checks, correct? It has been three years since the bad checks? Check with local attorney regarding the statute of...

We have been denied a loan because if credit score. Can you help?

Is the information being reported incorrectly? If not, try calling the creditors and ask for a courtesy update. Otherwise, review your rights under...

Can I get a lien against his house or attach his wages??

Sorry to hear about this. You have to file a lawsuit if you want to get a lien. You can get a writ of attachment on his property. You need a...