Are there any good alternatives to filing for bankruptcy

Note that I am not licensed to practice in your state. Without knowing your full financial picture, I don't think anyone here can advise you to...

What is the best way to get out of my credit card debt

You owe $30K. Assuming an average interest rate of 15% and minimum payments of $700/month, it will take you a little more than 5 years to pay off...

When does a creditor file a lawsuit against you?

You have to make sure that every single one of the credit card companies you wrote to responds to you. Don't assume that because you're sending in...

Should I try and contact my creditors to work out a payment plan or cash out my IRA to pay down the debt

You should try as hard as you can to settle or pay off the debt completly and NOT take out money from your IRA prematurely. When you take out...

Can I file for bankruptcy protection because my credit card company increased my interest rate

Note that I am not licensed to practice in your state. How much do you make a year? Chances are, you make more than what you owe. Perhaps...

Can I file for bankruptcy protection as a victim of identity theft/fraud

Note that I am not licensed to practice in your state. If you haven't done so already, you need to go file a police report in regards to the...

Note that I am not licensed to practice in your state. Normally closing credit cards is a bad idea because it lowers your credit score. ...

Alleged College Debt - Past Statute of Limitations?

Note that I am not licensed to practice in your state. Student loans do not get discharged if past the statute of limitations. Student loans...

Under PA debt collection laws can a credit card company try and collect on a 7 year old debt

Note that I am not licensed to practice in your state. The statute of limitation for debt collections in PA is 4 years. If in 4 years, you have...

What is the look back period for medicaid reimbursement

Note that I am not licensed to practice in your state. You're speaking about your state's medicaid rules, which differ somewhat from state to...