What alternatives are available to foreclosure

Note that I am not licensed to practice in your state. They cannot foreclose on you unless and until you are behind on your mortgage. You said...

What happens to the 2nd mortgage during the foreclosure process

Foreclosure doesn't mean that you will not owe the mortgage company anything after the event takes place. It simply means that the bank is taking...

How do I clear my credit card debt

Note that I am not licensed to practice in your state. Short of bankruptcy, there is not way to "clear" or zero out all your credit card debt. ...

Note that I am not licensed to practice in your state. No. What happens when you pay with a credit card at a restaurant is that they run your...

How long does it take to get a bankruptcy off your credit report

Note that I am not licensed to practice in your state. You cannot remove a bankruptcy off your credit report sooner than the 7 or 10 years. If...

Can I keep my car if I file for bankruptcy protection

If you qualify for bankruptcy and if you file, you will then have the option of keeping your car loan or giving up the car completely. If you...

Note that I am not licensed to practice in your state. If you don't pay your credit card company, they can take you to court and sue you for the...

How to stop a downward debt spiral?

Note that I am not licensed to practice in your state. With that huge amount of credit card debt, you are essentially bankrupt. It would be in...

Can I discharge student loans in bankruptcy

Note that I am not licensed to practice in your state. Student loans are almost NEVER discharged with a bankruptcy. You will carry it with you...

What can I do to enforce repayment of loan to family member in MN state

Note that I am not licensed to practice in your state. You live and you learn and now you've learned never to put anyone's debt into your name...