A payday loan coming after me, even though the principal amount was paid? Is this legal?

Not paying your bills is not a crime, and calling your family and work are is illegal. What you describe is harassment and you should be able to...

It is always best to get modified payment plans in writing. You're ability to force them to accept the lower payment plan is limited. However,...

You should be protected. Federal Law protects SSDI income from garnishment, there some exceptions for parties collecting on behalf of the federal...

The automatic Dismissal for a supplementary process action applies to people over 60, not 65. Being otherwise collection proof usually results in a...

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Can I get my money back?

If he failed to disclose a defect that he knew about, then you can demand a refund within 30 days. Also if you take the vehicle to an inspector...

Is it possible to have a homestead exemption of $300,000?

The automatic homestead, meaning no Declaration of Homestead has been recorded, is $125,000. If you record a Declaration of Homestead you get an...

Can a debt buyer who is not licensed to collect in the state of MA put their name as the CA on your credit report?

You may want to file a complaint with the Division of Banks, but there is little else you can do about it. If Midland Funding is reporting false...

Can i sue a person for money he owes on a loan that i cosigned ?

In general, yes, you can seek reimbursement from the primary borrower for liability you incur under the loan.

Can the support benefits I receive from my ex for my minor child be garnished to pay a debt I am being taken to court for?

Society Security and Child Support are protected from garnishment. So is your work income if it is less than $400/wk. However, being exempt from...

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The Lemon Law does not apply to dealers who sell a vehicle under $700. However this is not relevant to a private sale. Private sales, regardless of...