What is my best option for elimination of a judgment of $18,000.00.

Sounds like you need to consider a Ch 7 bankrutpcy filing. See an attorney in your area for more an complete evaluation..

I wouldn't think filing a bankruptcy would be construed to be fraud. If you think about it everyone who files bankruptcy owes money on the date...

My LLC is considering bankrupcy. The partner signed personal guaantees ffor bank loans and with some suppliers.

There is little point to the LLC filing bankrutpcy. The personal guarantors will be 100% responsbile for the debts.

If a car is reposessed & the primary owner files bankruptcy will the co-owner get discharged from this, as well?

No. Coowner will be responsible for any deficiency. after the car is sold

Must there be damages to assert a claim of emotional distress if you are submitting a demand letter to an insurance company?

I assume you mean out of pocket losses or expenses. Damages are why you pursue the claim. You need to speak with a local attorney to see what the...

Bankruptcy and remarriage

Yes. But you will have to disclose that you intend to get married and will probably have to explain what your future incomes and expense will be...

My combined mortgage is 504k. $366k first 140k 2nd. Total value is roughly $460k. Can the second loan be lien stripped.

No.

Do I have to go to court over credit card debt?

If you don't go the creditor gets a clear shot at a judgement and after that they can garnish wages, sieze cars or levy on real estate or bank...

Do we have a case?

It is hard to answer your question on the info provided. You may have a claim but its success will depend on the paperwok signed and it it...

How do you determine the "fair market value(less liens and encumbrances) on a home in AZ for a declaration of Homestead?

Get a broker to give you an opinion of value and then subtract the balance outstanding on the mortgage.