Is it possible to pay the arrearage under Ch 13 and then resume regular mortgage payments after the 5 years have expired?

Based upon the information you have provided, I see no reason why a Chapter 7 case would be denied. This typically happens due to your income...

Can student loan lender demand that repayment begin while child still in school?

In your bankruptcy case, so long as you and your daughter are co-debtors, then the automatic stay, pursuant to 362 should be in place, and a...

Is it my right to have a company send me confirmation as to who they are when setting up a payment plan

The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers against the illegal practices of creditors. Many cases...

I think I took out CC in the company name. Company out of business. Still balance of $7k, Am I responsible?

As others have said, if you signed an agreement to be personally liable, then you on the hook. However, many times a company, or even a consumer...

Can I do anything if a collection agency messed up a settlement agreement?

As Mr. Lawson and Eron have both said, there may be a violation of the Fair debt collections practices act, which can be brought in the Federal...

What are the MUST HAVE requirements of Chapter 13 Bankruptcy?

Although it is true that your ex-husband will have great difficulty proposing a confirmable plan if he is not working, it might be possible should...

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The vehicle i received is different than what was written in the contract. Is the contract legit?

I agree with my two brothers at bar. This is a situation that the specific terms of the contract truly will dictate what steps you are able to...

I just got a summons on a home i surrendered a year ago in chapter 13.

If you are in a Chapter 13, the first question I would ask is whether the old lender filed a Motion for relief from stay. Under section 362 of the...

Should I short sale, deed in lieu, or bankruptcy?

Before you consider leaving your home, you should first take a look to see if Fannie Mae owns your loan. If they do, you may also have another...

My ex wife file chapter 7, discharged in Sept. 11. We had 3 joint accounts named in our decree, 2 of which were discharged.

Due to the fact that you had joint accounts, while your wife was in her Chapter 7 case, their was a co-debtor stay, which limited the creditor's...