Fraudulent student loan

This is an issue of needing a competent attorney to negotiate with the creditor. You don't want them to try to pull anything after the fact. I...

Can I be charged criminally for stopping payment on a settlement of a debt?

I agree with my colleagues that writing a bad check though technically may be a crime, particularly depending on the amount of the check, is a...

I filed chpt 7 in CA and it was discharged in 2010, I want to keep my home but need to lower my payments, do i need refirm the l

You do not need to reaffirm the debt, and frankly it may be too late to do so anyway. What I would suggest is first contact your current loan...

I've been making monthly payments to a collection agency which for the last 5 months havent sent me current statements.

Send them a letter demanding an accounting, and always send your payments certified or via some other way to prove that they were received and...

I live in mass and have recieved a court summons.. i have never recieved any paperwork from the lawyers office who is

As my colleagues have already said, no final demand needs to be provided, although most attorneys give this courtesy to Debtors. Under...

Will private student loan company accept an offer to settle?

Negotiating workouts with student loans are often a difficult to impossible thing to do. A student loan is not secured in any collateral, but it...

Settlement offer from lawyer on credit card

I am going to presume from your questions, that the Creditor has attached your bank account but not received the full amount of money owed on the...

You will not go to jail for not paying an unsecured or even secured creditor, end of story. There use to be debtors prisons back in the...

Who has to pay off my mother's credit card debt now that she is deceased.

As the above answers properly indicated, once a person passes away, the unsecured creditor's ability to recover the debt owed to them is greatly...

Although the collection agency should honor the verbal settlement agreement, the question you really want to ask is even if they agree not to...