If you want to communicate with this creditor to negotiate a balance less then full payment, the Creditor is under no legal obligation to work with...

Can increased interest be negotiated after judgement amount and interest taken from joint acct

You can always try to negotiate with your creditors. However, once a judgment and execution is issued and the Creditor starts to add statutory...

What happens when creditors fail to show up at the "meeting of creditors" in chap 13 case?

There is no specific requirement for creditors to show up at your 341 Meeting. However, in a Chapter 13, the Creditors are likely going to file a...

Bankruptcy and applying for jobs.

it is unlawful to take any adverse or hostile action in the workplace for filing bankruptcy. In fact, there is a specific Federal law (11 U.S.C....

Chapter 13 Florida

Yes, filing a bankruptcy will stop the foreclosure dead in its tracks. What happens is once the case is filed pursuant to 11 U.S.C. s. 362(a); an...

I have no secured claims which qualify for pre-confirmation protections payments.

I am not sure why you think that you do not have to make payment before your confirmation. The bankruptcy code requires you make your first...

For BK do you claim CA State Disability Insurance payments like it is part of your "income."

In order to qualify for a Chapter 7 there are several requirements. The first is that your income as defined on the B22-Form must be below the...

When is the soonest i will have to leave my home after filing chap 7. No payment as of May, filing in Oct. Not reafirming home.

If your home is worth less then the first mortgage you can strip the second mortgage entirely in bankruptcy through section 506 of the bankruptcy...

Loan Modification denial while in chp13, need advise CA atty!

Where you in a trial loan modification prior to filing the Chapter 13? If not, I do not understand what you mean by resetting. If you have more...

My husband has a overpayment charge for unemployment can he file chapter 13 to help lower his payments

Once you file a chapter 13 bankruptcy, or 7 for that matter, the automatic stay, pursuant to 11 U.S.C. s. 362(a) takes effect. What this means in...