We are foreclosing aug 30th. My mother in law suggested filing ch 13, if we did that would our mortgage payments be reduced

Filing a Chapter 13 bankruptcy will have no impact on your first mortgage payment. In fact, what will happen is that you will need to propose a...

Keeping Your House in NJ

The key question to ask is whether you have arrears on your mortgage and whether you plan to cure them through the Chapter 13 Plan. If you are...

Can a chapter 13 attorney help me?

Although the Judge can not force a loan modification in a Chapter 13, the bankruptcy court in Rhode Island does have a program that will force...

I'm under a chapter 13 and need a newer car. The 12 year car I have now was included in my Chap 13. 1) Can I trade my car in?

Whether you can trade in your old car and obtain a new debt will require you to first get permission of the court. Your attorney will need to...

Lender-placed insurance on a house included in a BK, am I liable?

The bottom line is that you are responsible for all debts incured after you filed your bankruptcy. With that in mnd, it is in your interest to...

Can I file chapter 13 for my home which I owe two mortgages on?

Based upon the value of your mortgages, your secured debt exceeds the amount you are allowed to have in order to file a Chapter 13 bankruptcy. If...

I filed chapt 13 bankruptcy 5 days prior 2 hearing on final judgement of foreclosure.Now motion to vacate final judgment.Explain

When you filed your bankruptcy petition, the automatic stay took effect and no judgement could be issued against you after that date for...

Although you have discharged your personal liability on the mortgage itself, you need to be aware that your post petition liabilities were not...

Can i sue chase

The real question is whether their is a co-debtor stay which applies to your husband. If he has not interest in the property either by way of...

As Writ of Executuion, they took our vehicle that is owned by the Leinholder. Is that "real property"

I am not sure what advice you are seeking? Are you asking if it was legal to take your vehicle, or if there is anything you can do to resolve the...