I was served a civil summons for a credit card debt, what do I need to do next?

You need to file an answer to the Complaint to buy yourself some time, to prevent the creditor from obtaining Default Judgment against you. If you...

What keeps a defendant from filing for bankruptcy after a judgment is granted against him?

Nothing. A defendant can file for bankruptcy protection after judgment has been rendered against him. Any agreement made to waive the defendant's...

If a credit card company get's a judgement against you can they attach it to your SSDI income?

No, they cannot. Your SSDI income is exempt from garnishment pursuant to 42 U.S.C. Section 407.

Does a debt collector have a time limit to provide a validation response ?

No. There is no time limitation. The FDCPA only requires that the debt collector obtain the verification of the debt and mail it to the consumer....

Call from debt collector they are processing judgement documents for debt from 1992

Statute of Limitations deals with a time the creditor/collector has to file a lawsuit or forever be barred from doing so. However, the collector...

Student loan liability

No, you cannot be held liable for this loan. Michigan is not a community property state where debts accumulated by a spouse during the marriage may...

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When Joint Debtors surrender land in Georgia in a Bankruptcy, can the HOA pursue them for HOA fees post-petition?

Yes, HOA can pursue you for POST petition HOA fees and dues if the property remains in your names. Your obligation to the HOA would only end after...

Of how I agreed to make payment arangements to my credit card debt and response to the lawsuit

These questions have been answered previously. Since you have been asking theses questions over and over on this forum, it may be prudent for you...

Your overpayment was discharged as part of your bankruptcy case if the state did not object to the dischargeability of the overpayment.

You need to get a copy from your Register of Deeds--the Recorder of Land Records in your County.