I am 66 years old still have a direct loan, have work as a nurse.can i get my loan forgiven because of my age a few health probl

Student loan debt is very difficult to discharge or to ask the lender to forgive. However, in some situations, given the a significant hardship,...

I had lost judgement and order to pay monthly i live on a $860.00 socurity. i have send the person whom i am to pay $50.00 a mo.

I agree with Attorney Arany, the conduct you describe would appear to be a violation of certain Federal laws, more specifically, the FDCPA. I...

Is it possible to offer a lump sum to settle a large private student loan? How much is reasonable to offer?

Although student loan debt is considered non dischargeable unsecured debt, sometimes student loans are able to be negotiated, with the proper...

Depending on the amount of other debt you owe, and your income, you may be a candidate to file a Chapter 13 bankruptcy case, and simply pay back...

How can I settle my past due credit card bill? Should i get an attorney to help me settle with the creditors?

You should talk to an attorney to find out what your "real" options migh be. You said that you make too much money now to file bankruptcy. I...

Is it possible to pay the arrearage under Ch 13 and then resume regular mortgage payments after the 5 years have expired?

Based upon the information you have provided, I see no reason why a Chapter 7 case would be denied. This typically happens due to your income...

Can student loan lender demand that repayment begin while child still in school?

In your bankruptcy case, so long as you and your daughter are co-debtors, then the automatic stay, pursuant to 362 should be in place, and a...

Is it my right to have a company send me confirmation as to who they are when setting up a payment plan

The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers against the illegal practices of creditors. Many cases...

I think I took out CC in the company name. Company out of business. Still balance of $7k, Am I responsible?

As others have said, if you signed an agreement to be personally liable, then you on the hook. However, many times a company, or even a consumer...

Can I do anything if a collection agency messed up a settlement agreement?

As Mr. Lawson and Eron have both said, there may be a violation of the Fair debt collections practices act, which can be brought in the Federal...