In Chapter13 am I allowed to use retirement money to move cross country for my job?

I agree with Attorney Sinclair, the bigger issue you need to address is not whether or not your retirement proceeds are an asset of your bankruptcy...

Can I negotiate with a collection agency over a debt or do I have to wait until credit card company sues?

You want to try to settle before you are sued. The problem is if you wait to be sued, then you will only have 20 days to resolve the matter,...

If you are being sued, a letter might start the process of setteling the debt, but if you do not respond in writting to the complaint in the time...

Filing Chapter 13

In order to qualify for a Chapter 13 bankruptcy, you must ensure that first; your debt falls with in certain limits. Your secured debt must be...

I have debt that i need to clear totaling abot 20,000.00 what is the best to do consolidate or file bankruptcy?

In order to give you a good answer we would need to know more about your situation. For example, you say that you earn $2,400 a month, but are you...

Is the only way to do lien stripping is to do a chapter 13.

If you want to strip your junior lien, then pursuant to Section 506 of the bankruptcy code, it must be done in a Chapter 13. You also will need to...

You should be able to set up a payment plan with the IRS, or even pay it out in a one time payment, but you need to speak to the Trustee first. ...

Why list assets?

As others have said, there is a requirement under the law to list everything. However, the other issues is that should you be in a position to...

I'm current in my post-petition Ch 13 mortgage payments, creditor is filing MFRFS. They are counting pre-petition arrears (?)

If you miss post petition payments, then the Creditor does have a right to file a Motion to relief from stay. There is significant cost associated...

How long do I have in my home if I cannot pay the back mortgage of over $8,000. Should I file a chapter 7?

It really depends on the lender and how quickly they want to get you out. If you are in a Chapter 13, the lender first has to file a Motion to...