Solution to a house with 2 mortgages (underwater), parent plus loans equal to the mortgages, and a lot of credit card debt?

It sounds as if you might want to speak to a good Chapter 13 bankrutpcy attorney, many offer a free intiail consolutation. If you have no equity...

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Can I stop Discover & collection agencies from harassing me? They have called me for 11 years: morning, noon, evenings & nights

Depending upon the Statute of Limitations and the last time you made a payment on this account, you may have a valid defense should a case be filed...

In a chapter 7 can I exempt money added to an IRA account in a lump sum after age 59 1/2 but before I file for bankruptcy?

this is the type of question that requires a consultation with a qualified bankruptcy attorney. the best way to answer this is by looking at how...

My husband has student loans. The fed part has been paid and we have the state portion left. will his wage be garnished?

Student loans are a tricky thing when it comes to debt relief. You say that the Federal loans have been paid off, but your husband still has state...

If the state of MA puts a levy on a bank account does it only cover the money that was in the account the day the levy was set?

A levy attaches only to funds in your bank account at the time your bank processes the levy. Any future deposits that you make are not subject to...

HOA Fees & Insurance Collection in Arizona After Chapter 7 Approval

Even after a Chapter 7 case is over and your debt is discharged, you would still be responsible for post petition HOA fees. Unfortunately, many...

Can the bank forclose on my home or make me sell on a second loan?

Any secured creditor may be able to foreclose upon your home if you are in default of your loan obligation. However, the real question is whether...

Chapter 13 Trustee

The first step in this process is simply ask your attorney to pick up the phone and call the Trustee's office to inquire as to the status of the...

The answer really depends on a couple of factors. First, did you receive your degree from this school? Second, is this debt simply a tuition...

Can I be helped on a foreclosure from 2009?

As Skinner has stated, your facts are very bare in this question and it is difficult to determine what really occurred. However, based upon the...