WHat happen when you steal a credit card and charge $40.00?

The previous attorney is correct. Depending on where the card was used, you may be subject to federal criminal laws.

Am I legally obligated to pay a jeweler for a ring?

The problem is that you asked them to move forward. You never clearly told them that you did not want the ring after they asked you for the...

How long do i have to back out of a contract to purchase a car

You can talk to the dealer and if you have not taken possession of the car, they may let you back out. Otherwise, you are stuck with it.

How do you surrender your car 8 months later after the bankruptcy?where do you bring it? Who do you notify?

You should consider hiring an attorney to review your case and increases your chances of success.

Can a lien be attached to property AFTER a homestead has be filed?

The lien would be on the property. The homestead prevents a creditor from enforcing it.

Over age 65 credit card debt noncollectable?

You should consult with a local attorney to review your circumstances more closely.

I have 30 days to dispute hoa debt or it will be considered valid. Will this hit credit score?

Agree with the previous attorney. Ask the Lender.

"judgment proof" means that they cannot collect at this time. It does not mean that they cant ever collect. If is a debt that you owe, you may be...

I got to make payments for a small claims but I miss the payment can I go to jail ?

You would not go to Jail. Contact the creditor and explain the situation and make the payment. Creditors have to pay an attorney to go to court...

Bankruptcy 13 to 11 conversion?

Chapter 13 pertains to personal debts. Chapter 11 pertains to businesses. You did not specify what type of debt there is. Chapter 11 can be...