How would I find a list of competent Bankruptcy lawyers that accept pro bono cases?

If your living expenses exceed your income, filing for bankruptcy isn't going to help. You will be in the same situation post-BK with this...

How does a person establish credit after a complete chapter 7 discharge of credit card debt??

The basic idea is to get some credit (i.e. a small amount) and use it sparilngly, but with great emphasis on making timely payments each month. So...

How does a business asset (like professional cosmetic supplies) impact my bankrupcy case?

You want to claim an exemption for "tools of a trade" for these items. Under 11 USC s. 522 (d) (6) you can claim tools of a trade up to $2,525.00...

Chapter 13 bankruptcy and new credit card

The proper procedure involves filing a motion with the court and getting the bankruptcy judge's approval before incurring "new" debt during an open...

Can We change attorneys in our 2 nd year of a chapter 13?

Yes, you can change your attorney now. Be prepared to pay a retainer to the new attorney, so he or she will take the case and be interested in it....

In Massachusetts, do you need to list a loan from a personal 401k as a secured debt on Form EF?

Well, it's not a secured debt, so you don't list it that way. You can list it as an unsecured debt on Schedule F, but as you surmised, that is...

My elderly mother owes the IRS a large amount in federal income taxes and late fees/interest. Can Chapter 7 bankruptcy help her?

Massachusetts now has declared and undeclared homesteads. The latter are capped at $125,000.00. Filing a homestead declaration ups the protection...

Should I include an upcoming small claim court hearing as a creditor on my chapter 7 or just the original creditor is enough?

List the debt as unsecured on Schedule E/F (as suggested above). If you know the attorney or law firm representing the creditor, list them as "one...

None, for most debtors. Attorneys provide the trustee with tax copies of tax returns and pay stubs. Then the trustee has the discretion to request...

Is a Town Water/Sewer Bill dis chargeable in Chapter 7?

In Massachusetts, the water bill is not going away in a Chapter 7. If the bill is truly enormous, you could try paying it off over time in a...