Archived
Asbestos contractor bill $9k 4 work not done. Gave offer 2 pay for work done. Threatening lien/forced sale of home - this legal?
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Answered on April 14, 2015
While the contractor may be able to place a mechanics lien on your home, you will have an opportunity to dispute the lien in court. You should hire...
Archived
Cease Communication Letter to Creditor
Bill's answer
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Answered on April 14, 2015
The Federal Fair Debt Collection Act regulates collection actions by collection agencies. The attorney generals office in your State may also have...
Archived
Business loan and personal bankruptcy quaestion
Bill's answer
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Answered on November 14, 2012
Section 541(c) provides that an interest of the debtor in property becomes "property of the estate," meaning that the debtor does not lose the...
Archived
When I file bankrupcty, is there a chance that my vehicles that are paid off could be taken?
Bill's answer
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Answered on May 18, 2011
you are entitled to exemptions either under Federal Bankruptcy law, or under State law. As long as there is no exposed equity in the vehicles (they...
Archived
Deemed no asset case...can that be changed when trustee had all information and made that determination?
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Answered on May 17, 2011
A trustee can reopen the case to administer assets, or, can make the decision that it is economically impractical to administer any asset. The...
Archived
Does execution against real estate property get wiped out in bankruptcy?
Bill's answer
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Answered on May 17, 2011
If you file bankruptcy within 90 days of the Execution being recorded it can be voided as a preferential transfer. If it is over 90 days, then it...
Archived
I have medical insurance but my husband does not. If something were to happen would i be held financially responsible?
Bill's answer
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Answered on March 05, 2011
You should check the law of your state since married couples may sometimes be liable for the "necessities" of the other. Once you are divorced,...
Archived
My sister racked up an electric bill in my name and never paid. when ive lived elsewhere for the past 2 years
Bill's answer
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Answered on March 05, 2011
You can dispute liability for this account with National Grid and with the credit reporting agencies. I don't know what your likelihood of success...
Archived
Can judgment creditor garnish money from social security benefits?
Bill's answer
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Answered on March 01, 2011
Once you deposit money into a joint bank account the presumption is that all the funds belong to either account holder. Also, while social security...
Archived
I had a secured loan with household finance corp that I tought it was discharged in my 2004 bankruptcy case but later on found
Bill's answer
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Answered on February 28, 2011
If your wife is not obligated on the loan (didn't sign the Promissory Note or Guaranty), then they cannot obtain a judgment against her, however,...
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