Archived
We are in a chapter 13 and would like to convert to a 7 due to financial hardship. What would happen to my second. My first is
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Answered on November 20, 2010
Be very careful before you think about such a conversion, because if you have assets that are not exempt, they will be lost in the 7, where they...
Archived
Can I still get a mortgage if I file for bankruptcy?
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Answered on November 20, 2010
Having worked as in house counsel to a mortgage company, the answer to your question, depending on a number of factors, is likely to be yes. ...
Archived
Helped brother financially while he is out the country and in jail, he owed a lots of money, I stopped paying his credit cards
Andrew's answer
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Answered on November 20, 2010
"No good deed goes ... " Forgive me. Retain experienced criminal defense counsel right away. Based on what you have posted you have a good...
Archived
Do husband and wife both need to file bankruptcy if all the debt is only in husbands name?
Andrew's answer
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Answered on November 20, 2010
One spouse can file individually without the other. Yes. However, the income of both spouses is taken into consideration where you are living...
Archived
Bad checks
Andrew's answer
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Answered on November 20, 2010
Yes. Unless there is a union, or a contract of employment, employees are all employed “at will”. This means that, without a union or a contract...
I filed bankcruptcy on my motorcycle and the bank never came to pick it up. What can I do?
Andrew's answer
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Answered on November 20, 2010
It is difficult to answer a question that does not indicate a factual basis, in that bankruptcy requires full complete accurate disclosure of the...
Archived
My ex girlfriend and i had almost 20 thousand dollars of debt in our name.
Andrew's answer
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Answered on November 20, 2010
If you are unable to pay the debt or to negotiate an arrangement with the creditors, you should at least consider bankruptcy as an option and seek...
Can a debtor file an adversary proceeding against the lender seeking relief from the automatic stay
Andrew's answer
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Answered on November 20, 2010
Your remedy is to oppose the motion for relief from stay in the bankruptcy court, and within the deadline specified in the motion. You should...
Archived
Is there a procedure manual for central california BK court? I
Andrew's answer
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Answered on November 20, 2010
Each of the bankruptcy courts and the federal bankruptcy court have excellent web sites with basic information. There are videos with basic...
Archived
When a creditor calls at work and you tell them to quit calling, then almost an hour later someone else calls is that legal?
Andrew's answer
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Answered on November 20, 2010
No, it is a violation of the Fair Credit Reporting Act to contact your work after they have been notified not to contact you at work.
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