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I filed a Chapter 7 bankruptcy in 2011 and all debts discharged a/o 07/2011. I surrendered my home at the time as well.
Lamya's answer
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Answered on January 15, 2014
Hello, I am sorry for your troubles. The quick answer is YES, the bank's can deny you for whatever reason they choose. Bankruptcy and foreclosures...
Archived
Which debts do I pay off first?
Lamya's answer
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Answered on December 07, 2013
Car loan first. It keeps you working. Student loans second. Do debt settlement with credit cards, or file a bk. Also, call your student loan people...
Archived
Can you do a home modification and file chapter 13 bankrupcy
Lamya's answer
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Answered on December 07, 2013
Yes you can. Its usually better to do it in a Bankruptcy as opposed to not. Your attorney and the court can always ask the bank's attorney what the...
Archived
Filed Chapter 13 3years ago, had to have it dismissed, and filed Chapter 7, have been trying to re-affirm Mortgage since.
Lamya's answer
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Answered on December 07, 2013
You can always file a chapter 13, and do a modification plan for your mortgage thru there. If you qualified once, you'll qualify again. You can...
What happens to a balloon payment [mortgage] in a bankruptcy in florida
Lamya's answer
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Answered on December 06, 2013
It will still be due. Unless you are in a chapter 13, and then maybe it can be divided over 60 payments (which is 5 years). Much more information...
Archived
Can i add a new Debt to my open Bankruptcy chapter 7? it has not discharged yet.
Lamya's answer
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Answered on December 05, 2013
Yes you can. There is a filing fee, however it is very simple to do with your Attorney, or even if you are pro se. Just be sure to notice the new...
Archived
Can I file chapter 7 bankruptcy in NY even thought I am a "deed holder" on mother's home?
Lamya's answer
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Answered on December 05, 2013
Hi there. These are great questions. I think you mean a life estate by life lease. There is an irs chat to determine the exact value based on your...
Archived
Owner of mobile home has not pay their ground rent for 3 years and has filed Chapter 13 bankruptcy,
can I have them evicted?
Lamya's answer
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Answered on November 30, 2013
I would have to concur with the above Attorney's assessment. I'm sure more details are needed, as they usually are. You are in good hands however.
My husband and I attempted to file a chapter 7 but we make too much money. Can we file separately to show a lower income?
Lamya's answer
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Answered on November 30, 2013
The bankruptcy code requires ALL household income to be counted. That would include you and your husband. You could file for a chapter 13 together,...
Archived
Bankruptcy chapter 7
Lamya's answer
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Answered on November 30, 2013
Yo- $5-$6k in debt is not a lot to file BK. Do debt settlement, and save your credit... WORD!
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