Archived
What are ways that creditors violate the automatic stay in bankruptcy cases? What can be done to them if they do?
Kevin's answer
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Answered on January 10, 2014
Mr. Brewer has the right approach. If you think a creditor has violated your automatic stay, discuss it with your attorney (and provide any...
My bankruptcy was discharged but a credit union is trying to collect the credit card debt by not releasing car title
Kevin's answer
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Answered on January 10, 2014
See a lawyer about your situation, and show him or her the following documents: (a) your loan agreement with the creditor; (b) your bankruptcy...
Archived
What happens If a lawyer owes a refund to you, but is no longer at the same firm with access to your refund?
Kevin's answer
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Answered on January 10, 2014
From the facts you present, it looks as if the lawyer was part of a law firm (partnership/LLP), as opposed to an office-sharing arrangement. If...
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Archived
Is it possible to discharge a student loan thru bankruptcy?
Kevin's answer
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Answered on January 09, 2014
Have you investigated your eligibility for the Ford repayment programs, to see if you qualify for the Income Contingent Repayment Plan? You may...
Archived
Selling a car with a loan on it before bankruptcy?
Kevin's answer
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Answered on January 09, 2014
If you document the sale properly, you will be OK. You should keep the following items: (a) a Kelly Blue Book appraisal of your car model & year...
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Archived
I signed up for a quality control program, secret shopper etc. I got a check and cashed it. Now they say the chk is no good?
Kevin's answer
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Answered on January 07, 2014
You should see a criminal lawyer ASAP, to discuss your exposure in this situation.
Although you need to provide more facts, it appears that...
Archived
Bank account garnished by Creditors. How can I lift the levy from the account?
Kevin's answer
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Answered on January 06, 2014
I agree that you should see a bankruptcy attorney to discuss your options. Most bankruptcy attorneys offer a free initial consultation - take...
Archived
I am being garnished for an unpaid debt from 1999, Can I stop it?
Kevin's answer
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Answered on January 06, 2014
Mr. Riddle's advice is sound. If there is already a judgment against you, you either have to pay off that judgment or file a bankruptcy petition to...
Archived
My husband and i filed bankruptcy and it has already been discharged can a panel trustee take our refund
Kevin's answer
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Answered on January 03, 2014
The facts in your question are unclear. Are you talking about your refund from 2012 taxes, or the tax refund for 2013?
If, as you say, you...
Archived
When filing Chapter 7, can I get a new car within a month or 2?
Kevin's answer
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Answered on January 02, 2014
Unfortunately, a Chapter 7 bankruptcy is an entry on your credit report that adversely affects your credit score, and stays on the report for a...
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