Do I still response for this debt? any defenses I would rise in this case?

Because your question is related to documents that nobody can see, I think your best bet will be to meet with an attorney for a free consultation...

Am I responsible for my deceased spouse's credit card and bank loan?

I'm sorry for your loss. Barring something exceptional, though, the general rule in Massachusetts is that one spouse isn't responsible for the...

Is it possible to file a chapter 7 for me and my company?

I think you need to speak with an attorney to discuss your particular situation. There are a lot of factors that will determine the best strategy...

Can I write a judgement proof shows to creditor that my income is complete exempted even I had a judgement entered?

You are correct that a supplementary process action is typically next. Being completely 'judgment proof' is a defense to the SP action. If you show...

What is the best option for a 27 year old on limited income in regards to bankruptcy due to a $20,000 car?

I think you need to speak with an attorney for at least a free consultation to get an idea of all your options. A voluntary (or involuntary)...

Will this income consider as "exempt income" from debt collector in Massachusetts?

The statute for calculating exempt income can be complicated. For wages like yours, exempt income is the greater of 85% of your wages OR $550 per...

Do all Massachusetts attorneys charge about $2,000 to file chapter 7??

While it's generally not a good idea to find an attorney based on price alone, I definately get the concern. I don't have a standard price for a...

What is the urgency to file a bankruptcy now? Is there an upcoming lawsuit or deadline that you're seeking to avoid, or are you hoping to stop...

What is my best option ?

I suppose you could allege some type a fraud allegation against your sister in law. I have no idea if that would work, but more importantly, it...

Social Security benefits are fully protected. You may want to speak with an attorney to see if there's any other way they could involuntarily...