Can I put a settlement agreement on bankruptcy if it's not a judgment yet and how likely would it be discharged?

Any debt you owe at the time of filing must be listed in a bankruptcy filing, regardless of whether its been reduced to a judgment. If you're still...

What kind of attorney would be best suited to try to get a default judgement reset for no jurisdiction?

I would suggest that you contact a consumer protection attorney for assistance. The National Association of Consumer Advocates has an Attorney...

Is there a small claims settlement option in court other than "agreement for judgment"?

You're correct that an agreement for judgment gives the creditor a regular judgment, which can then be reflected on your credit reports. It would...

In bankruptcy, can I get money back that was attached by a debt collector? Aren't I supposed to keep some assets after filing?

Any funds involuntarily taken from you by a creditor within 90 days of filing are subject to being returned in bankruptcy. I recently wrote a blog...

Must a small claim court suit in mass be sent by certified mail at the least by the clerk of the court?

Notice of a small claims suit via regular mail is proper. The applicable rules of procedure are here:...

Unfortunately the majority of courts that have looked at this issue have determined that a creditor can continue to collect on debts even after...

Can I sue for a mortgage creditor reporting me past due after the courts disallowed the debt?

If this information is accurate, then it sounds like you may have several claims against the bank. They would clearly be violating the discharge...

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How do I find a reptable company that can help me do a loan modification to stop foreclosure of my home

It may be best to contact a local consumer protection attorney who can assist you through this process and ensure that your servicer complies with...

The FHA-HAMP regulations will require that your mortgage company retain its first lien position on your property. I'm not familiar with California...

How do I find out if a student loan is under federal loans. The name of the loan co. is National Collegiate Student Loan Trust

I believe the National Collegiate Student Loan Trust is only associated with private loans. Only federal loans are in the National Student Loan...