Archived
I gave my credit card info to a company yesterday that turns out to be scammers. Can I have my credit card company cancel it?
James's answer
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Answered on July 19, 2016
I agree with my colleague, call your credit card company immediately. It may be a good idea to consult with a consumer protection attorney and...
Archived
What are my options if I am being sued by 3rd party from a previous US Bank credit card debt for approx 6k?
James's answer
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Answered on July 01, 2016
You should consult with an attorney to review the documents and the details. You do need to file a response withing the 30 days or they will...
Archived
What happens if I get a bill from a bill collector and can only afford the principal and not the added interest
James's answer
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Answered on June 22, 2016
Lump sum settlements for a reduced amount are always an option, but you want to be sure you have an overall plan so you can take care of all of...
Archived
What are my responsibilities if I receive a Writ of Garnishment, but the employer that it is sent to is no longer my employer?
James's answer
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Answered on June 21, 2016
The employer will respond to the writ that you are no longer employed there, no action required on your part with regards to that.
The debtor's...
Archived
How do I stop a wage garnishment or file to have it lowered?
James's answer
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Answered on June 20, 2016
You do have protections of the exemption statutes, which are outlined in the paperwork you received with the garnishment. The exact portion of...
Archived
I'm trying to file for Bankruptcy Chapter 7 in Oregon, but make $11 over the means test.
James's answer
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Answered on June 15, 2016
Which means test are you taking? There are a lot of subtleties to the means test and a lot of other factors to weigh beyond the form itself. If...
Archived
Is the dealership in breech of contract for failure to remove us from liability?
James's answer
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Answered on June 13, 2016
You have two issues here- first is defending on the collections against you, second is any claim you would have against the dealership. Do not...
I live in Oregon and my wages are about to be garnished for over payment of snap & can't afford to live.
James's answer
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Answered on June 13, 2016
I agree with my colleagues that you are in a tough spot, and bankruptcy may be an option. Either way, an attorney needs to review all the...
Archived
Hello what are my options dealing with a small private dealership that sold my 17 yr old son a SALVAGE TITLE it's A DEATHTRAP
James's answer
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Answered on June 07, 2016
I agree that you need to meet with an attorney right away. If there were specific misrepresentations in the transaction, or other violations of...
Archived
How can i get out of a used car loan with car breaking down in 24 hours.
James's answer
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Answered on June 03, 2016
This is an all too familiar scenario. You need to consult with a consumer protection attorney as soon as possibly. The Oregon Unlawful Trade...
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