What can be done?

The issues on a credit report are whether you owe the money and whether you are current. There is no obvious problems with the collection agency's...

The general rule is a Chapter 13 will stop a foreclosure but there may be other factors and you would really need to talk your Chapter 13 attorney....

Will my credit affect even I am making payment monthly when my bill is sent to debt collector?

You will not go to jail. As long as you are behind, you can be sued for a breach. Although, in Texas it is fairly rare (albeit not unheard),...

First, how significant is the amount? If it is a de minimis amount, the trustee may not do anything. As a few others said, you should talk to...

I make 96k annually two children and one one the way. My chapter 13 is driving me to homelessness can I convert to chapter 7?

This depends on a number of factors. The new child on the way makes this possible. Newborn childcare is costly and can be a factor to convert. ...

Emergency air ambulance service demanding nearly $50,000 from balance bill after heart attack in Texas. Can't pay. What to do?

Bankruptcy is an option and you should talk to a qualified bankruptcy attorney. There are other issues. Has insurance covered yet? Oftentimes,...

My I-918b was signed by the head agency, but they wrote on there that the case is currently suspended. Does that affect me?

I am moving this to Immigration rather than Debt Settlement. You should really talk to a local immigration attorney an immigration attorney can...

My chapter 7 bankruptcy case has been discharged. But I haven't met with the trustee yet.

There is clearly an error if your case discharged without a Meeting of Creditors. You should contact the trustee about the discharge. Also, I...

Judgement

It is an actual judgment. It just means that the plaintiff and defendant agreed to the terms of the judgment. From an enforcement standpoint, it...

I would probably decline the card. There are plenty of credit cards to be had. I do find it an odd request so personally I would decline to do...