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Thomas Fred Meyer

Thomas Meyer’s Answers

283 total


  • Can I sell my home while behind 4 payments, in pre-forclosure? West Palm Beach, FL

    Thomas’s Answer

    Legally, yes, you have the right to sell your home, but practically, you will need to find a buyer willing to assume your position and face the same risk of foreclosure that you face if the loan is not paid off in full prior to the foreclosure sale. Time is of the essence and such a negotiation is best managed by a lawyer.

  • Can you cancel a contract on a car when the dealership fails to provide the vehicle within 6 weeks of purchase?

    Thomas’s Answer

    Is there an actual vehicle, i.e. VIN contained in your sales contract, or is the actual vehicle yet to be manufactured and/or located? You will have to read the contract carefully to determine how long you are contractually obligated to wait for the vehicle to be produced, found and delivered to you before you could declare a breach and seek a refund. Why don't you talk to the dealership and tell them, as far as you are concerned, you waited long enough and don't want to wait any longer. You want your money back and you want any resulting loan cancelled? If they refuse, then hire a lawyer to fully assess the situation and enforce all rights you have concerning the sale of the vehicle and the loan.

  • Does a spouse have to legally keep paying on a loan if the husband is in jail?

    Thomas’s Answer

    I understand that you borrowed money from a bank, signed a promissory note and gave the money to your uncle to pay his attorney. You then reached some understanding with your uncle's wife for her to make the monthly payments that you are required to make to the bank to repay the loan. If your uncle's wife then stops paying, you could try to sue her based on whatever specific understanding she has now breached. Keep in mind, regardless of whatever understandings you have with your uncle or his wife, the bank is not a party to any of this, meaning you and only one remain liable to the bank to repay the loan.

  • L am selling my property and would to know if a grace period mandatory on a private first mortgage?

    Thomas’s Answer

    Grace periods are negotiable. You also need to add a late fee to any payments not made within the grace period you negotiate. You really should have a lawyer draft and properly record such a note and mortgage for you, especially in case your buyer doesn't pay it off as you expect and you then need to sue to enforce it.

  • Hi, my landlord placed a box lock on my door and I’ve already paid this months rent and he is saying he has showings ?

    Thomas’s Answer

    Yes, the landlord may show the unit during the term of your lease. To do showings, the landlord should ask for your consent. If you unreasonably withhold consent, then the landlord can simply show it when necessary. The question is whether you have a right to object to a lockbox as the means to facilitate showings. You may rightly feel that lockboxes violate your right to privacy and security. I think it would be within your right to know when and who will be entering the property, especially if it would include persons other than your landlord. Instead of a lockbox, you may need to offer to be home at reasonable times to let prospective tenants in to see the property.

  • If a neighbor clouds a plat with a quit claim deed, can I ask a judge for legal fees for setting the record straight?

    Thomas’s Answer

    If its community land, not land you actually own, its probably up to your HOA and/or community association to file suit to quiet (clear) title. If this neighbor really filed this quit claim deed with improper intentions, then yes, attorney fees could be sought by your HOA / community association as part of their damages.

  • The rims and tires were stolen off my car and ILive in a gated community and the gates are not working can I due anything

    Thomas’s Answer

    If you have insurance then file a claim. The carrier likely has a right of subrogation meaning they can figure out and fight with the HOA if they think the HOA is liable. If they collect anything from the HOA, you might then get back some of your deductible

  • Selling a foreclosed property before the sale date?

    Thomas’s Answer

    Very difficult to fill in the blanks left from your question and then offer any advise. Are you the borrower in foreclosure, a buyer looking to acquire the property in foreclosure or the mortgage holder now seeking to sell the property thru foreclosure? Anyone other than the property owner/ mortgagor would have a tough time negotiating a sale with the lender this close to the actual foreclosure sale date. Only owners hold a right of redemption to payoff their loan in full. Most lenders would advise other potential buyers to simply bid at the foreclosure auction. Upon completion of an actual foreclosure sale, subordinate liens are either paid off or removed and the court will issue a sheriffs deed evidencing clear title Check with your title insurer, but such a deed should satisfy their requirements to issue a title policy that will satisfy lenders and buyers. But, don’t play lawyer. With a sale date approaching fast, you need to sit down with a lawyer ASAP to go over all the details and figure out what is possible and what to do next to achieve your objectives.

  • I have a lien a property and I want to remove it. How do I go about that?

    Thomas’s Answer

    The only way to remove it would be to contact the party who filed it and determine if it is still securing a debt which remains outstanding. If the debt has been paid, the lienor should file a satisfaction and release it. If the debt underlying it has not been paid yet, the only way to remove the lien would be to pay the debt or bond it off. Perhaps you purchased a title policy which insured against the lien? Also, check the reps and warranties under your purchase and sales agreement. Maybe your seller represented that there were no liens and you could claim against them. You should retain a good real estate lawyer to investigate all possibilities and guide you.

  • I owe a balance to an individual that I pay weekly. Is it legal for them to add payment to balance and then subtract it??

    Thomas’s Answer

    You need to put this individual who you borrowed the money from on written notice ASAP, that you dispute the accountings they are providing you. Let them know in writing that you do NOT accept or agree with their numbers. Then call or sit down with them to go over what you paid and how it was applied against what you owe.