Yes, you should be able to get rid of the car loan as well as your credit cards. The only thing that concerns me is you mention tolls. That...

Probably not. But there is more to know before any attorney can give you a definitive answer. I have no idea if you have a $250,000 Ferrari with...

Chapter 7 and spouses income?

As Adam said, it is still household income to determine whether you qualify for chapter 7. 6 months of her income will be needed to determine your...

Federal student loan servicers generally do not chase assets for payment, they only look to income. There are methods for getting out of default...

Over my head in credit card debt... ?

Sue you. And if they win, then they can pursue assets and potentially garnish you. The judgment sits there for up to 20 years and they keep...

In the previous 6 months I made under the median income for house of 1. If I file bankruptcy will I get and keep a chapter 7?

The previous 6 months income completes the means test. But if you have income of $5,000/month going forward, you might not satisfy the test of...

Yes the college had to turn over the transcript.

Yes, they can try to garnish your wages. Whether you are exempt from garnishment is another issue, and one you have to affirmatively assert. You...

What is the law for reaffirmation agreements ?

There is no law that requires a lender to report payments to a credit reporting bureau. The main law is that if something IS reported, that it be...

Student Loan Discharge in chapter 7 bankruptcy?

She would need to file an adversary to try to discharge the student loans.