Andrew Lynch was born and raised in the Des Moines, Iowa area. He attended college... more
Andrew Lynch was born and raised in the Des Moines, Iowa area. He attended college and law school at the University of Iowa. His practice is focused on helping business owners deal with debt and other legal issues -- without bankruptcy.
I love my job and what I do. But at the end of a long day I relax like everyone else.... more
I love my job and what I do. But at the end of a long day I relax like everyone else. My favorite hobby these days is reading. I read so much I classify it by type: recreational, educational, and market research. For recreational I read everything from the classics to sci-fi. Currently, I am working my way through the Harry Potter series... again. :) For educational it is The E-Myth Revisi... view profile
I graduated from Brigham Young University with a degree in Management of Information... more
I graduated from Brigham Young University with a degree in Management of Information Systems, three weeks before my oldest daughter was born. Various computer jobs eventually led me and my family to Las Vegas, Nevada, where I began the evening law program at the University of Nevada, Las Vegas. Four long years, and two more beautiful children later, I completed law school. I passed the bar ex... view profile
David is from Phoenix Arizona. He graduated summa cum laude from Northern Arizona... more
David is from Phoenix Arizona. He graduated summa cum laude from Northern Arizona University in three years with a Bachelor of Science degree in American Political Studies. David then attended law school at California Western School of Law, and transferred to the University of San Diego School of Law graduating with a Juris Doctor. David is a licensed attorney in both Arizona and California, ... view profile
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.