I am the founder and current President of the Houston Association of Consumer... more
I am the founder and current President of the Houston Association of Consumer Bankruptcy Attorneys (formerly Houston Association of Debtor Attorneys). I was also recently elected to a three year term as a Board member of the National Association of Consumer Bankruptcy Attorneys. Additionally, I am a member of Bankruptcy Law Network (www.BankruptcyLawNetwork.com ). I am a two-time graduate of O.... view profile
John F. Massouhis a shareholder with Sprouse Shrader Smith, P.C. and his practice... more
John F. Massouhis a shareholder with Sprouse Shrader Smith, P.C. and his practice focuses on business and commercial litigation, agricultural law, business bankruptcy law, creditors rights, and collections. He represents a wide range of corporate clients and individuals with challenging litigation and bankruptcy matters.He has built a solid reputation representing a variety of business clients ... view profile
A bankruptcy attorney can help you manage personal or business debts you are unable to pay. Bankruptcy laws allow people and businesses to (1) get a “fresh start” by relieving most debts; and (2) repay the money owed to all creditors as fairly as possible. When you file for bankruptcy protection, all other legal actions against you are put on hold. Creditors cannot sue you, garnish your wages, repossess your car or home entertainment system, or start or continue with a foreclosure action against your home. There are different types of bankruptcy filings and each has its own advantages. Since bankruptcy can significantly impact your future purchasing power and credit rating, you should see a bankruptcy attorney to make sure the benefits of filling bankruptcy outweigh the consequences.