I was born and raised in Whatcom County, Washington, near the US/Canadian border. I... more
I was born and raised in Whatcom County, Washington, near the US/Canadian border. I am a proud partner in a Henry, DeGraaff & McCormick, a three-attorney firm based in Seattle, but I spend a great deal of time in our Bellingham branch office. We assist consumers and small businesses with bankruptcy, debt settlement, and debt-related consumer rights litigation. I live in Bellingham, Wa... view profile
I help people in tough situations. I am originally from Idaho but call Bellingham... more
I help people in tough situations. I am originally from Idaho but call Bellingham home today. After recieving my Bachelor of Arts in Political Science at the University of Idaho I continued on to the University of Idaho College of Law where I recieved my Juris Doctorate. People who konw me realize I am passionate about everything I do - whether it's trying new things in the kitchen, gett... view profile
If you owe money but need time to repay it, you may require the services of a Chapter 13 bankruptcy attorney. In a Chapter 13 bankruptcy, the court appoints a trustee to help you straighten out your finances (sometimes called a financial reorganization). Unlike a Chapter 7 bankruptcy, you are required to file a plan to pay off the money owed over a three-to-five-year period under the bankruptcy court's supervision. If you file Chapter 13 bankruptcy, then both the courts and the creditors you owe will closely monitor your financial transactions, and an experienced Chapter 13 bankruptcy attorney can help both debtors and creditors navigate the process.