I grew up in a family of ten children, and spent a lot of my time tagging along with... more
I grew up in a family of ten children, and spent a lot of my time tagging along with my Dad who is a personal injury attorney. Along the way, I have accumulated a subtanstial amount of experience working for attorneys prior to graduating from law school 15 years ago. I began my legal career as a public defender in Cleveland, Ohio and have represented thousands of clients in bankruptcy matters.... view profile
If you owe money but need time to repay it, you may require the services of a Chapter 13 bankruptcy attorney. In a Chapter 13 bankruptcy, the court appoints a trustee to help you straighten out your finances (sometimes called a financial reorganization). Unlike a Chapter 7 bankruptcy, you are required to file a plan to pay off the money owed over a three-to-five-year period under the bankruptcy court's supervision. If you file Chapter 13 bankruptcy, then both the courts and the creditors you owe will closely monitor your financial transactions, and an experienced Chapter 13 bankruptcy attorney can help both debtors and creditors navigate the process.