I specialize in bankruptcy law and student loan law. I've been certified as a... more
I specialize in bankruptcy law and student loan law. I've been certified as a Consumer Bankruptcy Specialist by the American Board of Certification. I'm the New Hampshire Chair of the National Association of Consumer Bankruptcy Attorneys. I have advanced training as a student loan lawyer and have successfully litigated student loan issues in federal trial and appellate courts. I regularl... view profile
If you owe money but need time to repay it, you may require the services of a Chapter 13 bankruptcy attorney. In a Chapter 13 bankruptcy, the court appoints a trustee to help you straighten out your finances (sometimes called a financial reorganization). Unlike a Chapter 7 bankruptcy, you are required to file a plan to pay off the money owed over a three-to-five-year period under the bankruptcy court's supervision. If you file Chapter 13 bankruptcy, then both the courts and the creditors you owe will closely monitor your financial transactions, and an experienced Chapter 13 bankruptcy attorney can help both debtors and creditors navigate the process.
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