Joyce Leary Clark has been practicing law in southern Maine since 1990. She grew up... more
Joyce Leary Clark has been practicing law in southern Maine since 1990. She grew up on a small dairy farm in Saco. Joyce graduated from Thornton Academy in 1981 and received her A.B. degree in History from Harvard University in 1985. She graduated from the University of Maine School of Law in 1990. Joyce is a member of the Maine State Bar Association, the National Association of Consumer... view profile
I represent debtors in bankruptcy cases as well as taxpayers in federal and state... more
I represent debtors in bankruptcy cases as well as taxpayers in federal and state tax matters. My bankruptcy practice focuses on Chapter 7, 12, and 13 cases, and my tax practice ranges from audit representation to lien defense to offers in compromise. Also, I handle certain probate matters, such as trust and trustee representation.
If you owe money but need time to repay it, you may require the services of a Chapter 13 bankruptcy attorney. In a Chapter 13 bankruptcy, the court appoints a trustee to help you straighten out your finances (sometimes called a financial reorganization). Unlike a Chapter 7 bankruptcy, you are required to file a plan to pay off the money owed over a three-to-five-year period under the bankruptcy court's supervision. If you file Chapter 13 bankruptcy, then both the courts and the creditors you owe will closely monitor your financial transactions, and an experienced Chapter 13 bankruptcy attorney can help both debtors and creditors navigate the process.