I practice bankruptcy, foreclosure defense, and real estate law in Sonoma County,... more
I practice bankruptcy, foreclosure defense, and real estate law in Sonoma County, California. As a wife and mother, I understand how hard it can be to make the money stretch to cover everything your family needs. I help peopleexplore their options for getting on a good financialpath so they can experience freedom from the stress and anxiety of constant worry overdebt.
Former registered professional metallurgical engineer in California and Vietnam-era... more
Former registered professional metallurgical engineer in California and Vietnam-era naval officer. I particularly enjoy bankruptcy law because it's one of the few areas where you can get quick and dramatic results. I help people and businesses reorganize financially to eliminate debt, conserve wealth and get a fresh start.
If you owe money but need time to repay it, you may require the services of a Chapter 13 bankruptcy attorney. In a Chapter 13 bankruptcy, the court appoints a trustee to help you straighten out your finances (sometimes called a financial reorganization). Unlike a Chapter 7 bankruptcy, you are required to file a plan to pay off the money owed over a three-to-five-year period under the bankruptcy court's supervision. If you file Chapter 13 bankruptcy, then both the courts and the creditors you owe will closely monitor your financial transactions, and an experienced Chapter 13 bankruptcy attorney can help both debtors and creditors navigate the process.