Bankruptcy Lawyer for over 20 years. Serving Monterey, San Benito and Santa Cruz... more
Bankruptcy Lawyer for over 20 years. Serving Monterey, San Benito and Santa Cruz Counties with quality professional and personal service. Ask my thousands of satisfied clients. Born and raised in Pittsburgh, PA Served as a Physiological Training Specialist in the U.S. Force from 1971 to 1975, stationed at Castle AFB. After the Air Force, Kevin worked as a commercial deep sea diver, working o... view profile
Michael Miranda earned his Doctorate of Jurisprudence from Santa Clara University... more
Michael Miranda earned his Doctorate of Jurisprudence from Santa Clara University School of Law and has worked in the specialized fields of both bankruptcy and immigration. Mr. Miranda has built a reputation in the legal community for diligence and honesty, and empowers his clients with expert guidance. Prior to his legal career, Mr. Miranda graduated from McGill University, a highly regarde... view profile
I graduated from the University of California at Santa Cruz (UCSC) with a B.A. in... more
I graduated from the University of California at Santa Cruz (UCSC) with a B.A. in Politics, and a minor in East Asian Studies. After graduating from UCSC, I worked on Capitol Hill in Washington, D.C. I received my Master's Degree at the Carey School of Business of the Johns Hopkins University. I returned to California in 2002 after about 10 years on the East Coast. I attended the Monterey Colle... view profile
If you owe money but need time to repay it, you may require the services of a Chapter 13 bankruptcy attorney. In a Chapter 13 bankruptcy, the court appoints a trustee to help you straighten out your finances (sometimes called a financial reorganization). Unlike a Chapter 7 bankruptcy, you are required to file a plan to pay off the money owed over a three-to-five-year period under the bankruptcy court's supervision. If you file Chapter 13 bankruptcy, then both the courts and the creditors you owe will closely monitor your financial transactions, and an experienced Chapter 13 bankruptcy attorney can help both debtors and creditors navigate the process.