You are eligible for traffic school if you have not taken traffic school in the last 18 months. Depending on the county, you can take it online. Check with your court clerk to see if you can take it online.
make a demand to the insurance company for the full bills, and pain and suffering. the type of problem you are now having is why it makes sense to get a lawyer for claims like this. insurance companies are snakes in the grass and they will do everything to pay you as little as possible.