J. J Sandlin's Answers

Do i need a lawyer to answer police questions?

Lawyer up. You need an attorney NOW. Consult with an attorney before making any statement. Even if you are not charged with a specific crime or they say you are not a suspect, or they say you can just clear things up by talking with them or watching a video, you may still be a suspect while law enforcement carries out their investigation. Consult with an attorney before making any statement. If the police are looking for you, immediately contact an attorney who will do pre-arrest...

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Do hourly employees generally get paid more than salaried employees for the same work?

Hourly workers can end up with a higher rate of pay than salaried employees. Banks and insurance companies are notorious for their extremely low full-time employee salaries. The average clerk at your local supermarket is likely to take home far more money each week than your friendly and neatly dressed bank teller. Your boss may well be telling the truth, although it is unusual for this to occur under one business roof where fellow employees can compare notes. In order to create pay ranges...

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Is an employer allowed to ask for copies of your marriage certificate and income tax return

Yes, an employer is allowed to ask for the documents you have mentioned. You are also allowed to refuse to provide them. You should ask why they need them because they fit the profile of a document request made to verify employee dependants who are eligible for health insurance benefits. More employers are asking for the documents you mentioned in order to prove the number of dependants belonging to each employee in order to verify eligibility for health insurance benefits. Ask your human...

If my husband co-signed a student loan without me and without my knowledge, am I also liable?

Tennessee is a common law state, which should be good news in your case. The fact that you had no knowledge of your husband's signing as a co-signer on a loan is not as important as the state that qualifies as your legal residence and if it is a common law or community property state. Your liability for your spouse's debts in great part depends on whether you have legal residency in Tennessee. How long you have lived there is generally the determining factor. Also at issue is what the laws in...

My husband are still married living in different states, he co-signed for $18,000 loan w/o my knowledge am I responsible also.

If you have legal residency status in Minnesota, expenses that were incurred solely for the benefit of one spouse, such as a vacation for one spouse, or the hobby of a spouse, may be left as the responsibility of the spouse who obtained the benefit. Additionally, if you did not sign for a loan it is not your responsibility to repay it. The fact that you were not living together at the time and had no knowledge of your husband's signing as a co-borrower is not as important as the state that...

Am i responsible for my husbands debt as a co-borrower on my sons home loan if they die or default .we live apart.I didn't sign

If you had not filed for a divorce when the debt was created, the fact that you were not living together at the time, or even had no knowledge of your husband's signing as a co-borrower, is meaningless. Whether you are liable for your spouse's debts in great part depends on whether you live in a community property or common law property state. If you are married in a community property state, you are just as liable for your spouse’s debts, incurred during marriage, as your spouse is. Without...

Am i responsible for my husbands debt as a co-borrower on my sons home loan if they die or default .we live apart.I didn't sign

If you had not filed for a divorce when the debt was created, the fact that you were not living together at the time, or even had no knowledge of your husband's signing as a co-borrower, is meaningless. Whether you are liable for your spouse's debts in great part depends on whether you live in a community property or common law property state. If you are married in a community property state, you are just as liable for your spouse’s debts, incurred during marriage, as your spouse is. Without...

I signed for a home equity loan when I was single. I was married recently. Is my husband liable for that loan?

Your NEW husband is not liable for any debts incurred by you before you married him. Unless he at some point signed a contract to pay that debt, he is under no legal obligation to do so. Note: You should seek legal counsel in order to negotiate the resolution of the home equity loan. There are several approaches where a lawyer can assist you. The home equity loan is a junior lien upon the real property. There may be little or no equity in the real property since you attempted a short sale,...