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Francis Matthew King's Guides

Francis Matthew King
Tarpon Springs Foreclosure Attorney.
Contributor Level 6

How a Home Loan is Securitized.

Written by attorney Francis King, 3 months ago.

The above graphic describes what happens to a note that is securitized. The mortgage in this scenario is transferred to Mortgage Electronic Registration Systems, Inc. (MERS). MERS was supposed to maintain records of ownership of the mortgage. In most cases MERS only maintained r...

Motion for Summary Judgment / A Trap for the Pro-Se Homeowner

Written by attorney Francis King, 3 months ago.

When a foreclosure case is filed it is served on the homeowner by a process server. This is accomplished by hand delivering a copy of the complaint and summons to the homeowner. Service can also be accomplished by publication in a newspaper, which presents other issues, but that ...

Protecting Tenants at Foreclosure Act / Tenants' Rights in Foreclosure

Written by attorney Francis King, 3 months ago.

The Protecting Tenants at Foreclosure Act was adopted in 2009 to address the problem of the eviction of tenants on short notice following the sale of their home in a foreclosure action. The Act requires that a tenant under a bona fide lease be able to remain in the leased propert...

Fair Debt Collection Practices Act Guidelines for Collection of Consumer Debts

Written by attorney Francis King, about 1 year ago.

Please see www.francismattking.wordpress.com for more information on the Fair Debt Collection Practices Act.