Ari Y Brown's Answers

Fighting small ripoffs from large companies

Well, the P.S. to your question pretty much forecloses any kind of rational action. There are few if any cases in which a lawsuit over $100, or even $1,000 makes sense. It is exactly for these types of scenarios that class actions were invented. Class actions have been remarkably effective in curbing abuses by large companies. It is precisely because they are so effective that companies have gone to such lengths to discredit them and to make people believe that the lawyers are the only ones...

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Subpoena duces tecum

Depositions, subpoenas and all other discovery devices are subject to the limitation that they not be used to annoy or harass. The language that the examination will be subject to continuance or adjournment from time to time or place to place until completed is standard. I've never heard of anyone making someone wait for hours only to continue another day, but if it happened, you would be well within your rights to object to continuing the deposition. You are entitled to a nominal witness...

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Foreclosures

I agree with Mark and Shelly's answers above. However, if you suspect that the mortgage was somehow wrongful in that the conduct of the lender or the mortgage broker in originating the mortgage was deceptive or that the terms were not what you expected, you should consult with an attorney who deals in consumer protection and have the attorney inspect your loan documents before resigning yourself to bankruptcy or foreclosure.

Background check services

If the evidence on the background check is relevant to the issues in the case, you can have the document authenticated by having a representative of the company who generated the background check testify as to the way the document was created (what information was checked, how it was done, and how we know the information is reliable). Hopefully the company will voluntarily send a representative to testify. If not, and if the information is important enough to the case, you may consider having...

Real estate appraisals

The mortgage broker practices act RCW 19.146.0210 & .030 make it illegal for a mortgage broker to be involved in any sort of appraisal inflation. If the inflated appraisal caused damage to the buyer or borrower, the Consumer protection act (RCW 19.86) provides a remedy.

Fraud during receiving mortgage(what kind lowyer)?

You are looking for a lawyer who deals in specific lending statutes: under federal law, the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA), California's relevant consumer protection laws relating to mortgages are: the California Residential Mortgage Lending Act (CRMLA), Unfair Competition Law (UCL), and Consumer Legal Remedies Act (CLRA). Look for a California lawyer who specializes in "predatory lending"

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Age change

Just do nothing. After your next birthday, your age on your birth certificate will be one year older.