The Real Estate Settlement Procedures Act (RESPA) requires a mortgage servicer to give a notice of transfer of morgage servicing. See 12 USC § 2605; 24 CFR 3500.21. The notice must be given by the transferor not less than 15 days prior to the effective date of the transfer of the servicing of the mortgage loan. The transferee must deliver the notice not more than 15 days after the effective date of the transfer of the servicing of the mortgage loan. Both the transferor and the transferee may...