Although it will be a medical opinion, It's pretty unlikely that there will be any ratable impairment when this thing is all healed up. A little numbness probably doesn't transfer into a % of the amputation value of that finger under Washington law and the AMA Guide.
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The typical contingent fee calimant's firm will be hesitant to take this on without a substantial retainer. The attorney will be trying to control the damage; to allow you to keep as much of the benefits you received as possible. Thus, a typical 30% fee, contingent on getting you more benefits won't work because you are starting below zero.
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We see this a lot. The Department's definition of "employability" doesn't always work out in the real world. Often, my clients just have to return to what they know and are good at. If you suffer a new injury, even to the same body parts, it would be the basis for a valid new claim. It's a no-fault system. It sounds as if you might need to change orthopedists if this does happen, as your Doc has obviously not had to do carpentry work lately...(except bone carpentry)
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Yes, you have 1 year from the date of the injury to file a Workers Compensation claim.
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Cannot sue the TPA (third party administrator) The best you can do is pursue your claim vigorously and beat them with the facts. Opinion of an attending physician is entitled to "Special Consideration under Washington Law so you should win the appeal. You should get a lawyer, unless L&I is defending its own order in your favor.
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Even an allowed case take a little while to get on track. Time loss benefits are not paid for the first 3 days, but if your injury keeps you off work for 14 or more days, and your doctor certifies this, then the benefits go all the way back to Day 1. Most CNA's work for Self Insured Employers, and this can create incentives for employer to delay or deny Time Loss. If it's been more than a couple weeks since certified by your doctor, you should ask L&I to intervene, or get a Workers Comp...
Sometimes an injury on the job takes you out for a short time, sometimes longer. FMLA is just a Federal "placeholder" for you if your employer is large enough to fall under that statute. FMLA protection usually runs concurrently with the state workers comp claim, and may prevent am employer from replacing you while you or a family member recuperates from injury or illness. FMLA does not deal with pay or sick leave compensation.
Raises lotsa questions...What was the original injury in 2009? Did Mom's doctor not certify time loss? Was the employer self-insured? Did the surgeon relate the ganglion cyst to the industrial injury? She may be entitled to additional workers comp benefits if a closing order has not become final (written, informal protest w/in 60 days of receiving the order). She may also want to look into unemployment and/or SSD application alongside the Workers Comp claim.
Send a written Appeal before the 60 days expires, then consult a Workers Comp attorney. Your doc's opinion is very important.
Sometimes they can if the medical opinion sez you could work, but need more treatment. It's really more up to your doctor than anyone else...