James Henry MaGee's Answers

Have Michigan driver responsibility fees been successfully discharged in a chapter 7 bankruptcy before?

I have been filing bankruptcies for clients in Washington state for over 15 years. Not sure what a "driver responsibility fee" is in Michigan, but if it is an insurance company assessment for damage caused by you to the vehicle or physical injury of another which in turn is enforced by the department of licensing of Michigan, then the outlook is favorable for discharge of the debt in a Washington based bankruptcy filing and a release of the license hold. There may be some exceptions, for...

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Chapter 7 bankruptcy: what schedule does a judgment go in?

I am a bankruptcy attorney in Washington state, not Florida, however, most creditor judgments will not be a "priority debt". A state court judgment for child support or alimony (and in some instances attorneys' fees incurred to establish child support and/or alimony) might properly be placed in schedule E for priority debts. If it relates to a credit card, car repossession deficiency balance, medical bill, trade account or other run-of-the-mill type of bill it probably belongs in schedule F....

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I have a judgement filed against me. If I file for bankruptsy how does that affect the judgement?

I am an attorney in Washington state, not Louisiana. You really need to consult with an EXPERIENCED bankruptcy attorney. I suggest that you ask attorneys "how many cases did you file in 2006 in bankruptcy" If the number is around 80-120 or so, then that is probably a resonable attorney to be considered for employment. The reason is that there is now a "gold rush" in bankruptcy because most other legal practice areas are experiencing slow times, so attorneys who need to make ends meet start...

I have a judgement against me. Can filing for bankruptcy help me with this?

I am an attorney in Washington state, not North Carolina; perhaps I can give you an idea as to what you might seek from an attorney in North Carolina. Hypothetically speaking, In Washington state, it would have been the Department of Licensing Department of Financial Responsibility that placed a hold on your license most likely at the request of the insurance company of the injured party with respect to whom you crashed into. it is a tool to force you to the table to make payments to the...