Stephanie Bloomfield's Answers

Is there a difference between a sworn statement and a notarized statement?

A sworn statement must indicate that it is true and correct and given under penalty of perjury. I am not authorized to practice in Georgia, but in my state the language is as follows: "I declare under penalty of perjury under the laws of the State of _____ that the foregoing is true and correct." Put this right above your signature, then sign and date it and have it notarized if you wish.

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Why won't my insurance company give me a copy of my policy?

You have a right to a copy of your policy. Contact your insurer and demand a copy, and explain that you intend to file a complaing with your state's insurance commissioner or consumer protection office if they do not provide this promptly. Also contact your agent for assistance with this issue. More importantly, your neighbor may be the party responsible for damages if the neighbor knew or should have known that the tree posed a danger to your property. Have you asked your neighbors for...