John William Ladenburg's Answers

Are there any loop holes where an umbrella insurance policy does not apply in a fatal car accident (wrongful death in WA state)?

This is a complicated area of law. The simple answer is that it all depends on the language of the policy and you need a good personal injury lawyer to tell you that. If there is a way to deny coverage, the insurance company will deny coverage and you will need a lawyer's advice. I suggest you see a lawyer now, have the policy examined, and perhaps have the lawyer notify the insurer that he has examined the policy and expects full coverage. One more thing, don't assume that a policy of $1.5...

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Does a company have a right to charge a fee when it does not provide the service to charge a fee?

I suspect that the fee agreement you signed was modified by them to include this fee and by continuing to sell, you agreed to it, although unwittingly. Most of these places have a fee agreement that says they can change the terms with something like 30 days notice. I am sure they can tell you when it changed. Yes, they can legally charge the fee, your recourse is to do business elsewhere.

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I fell in a casino in OK because there was water on a very slick ramp. I live in Texas. How do I go about getting compensation?

I agree with the first answer, but want to add that it will be important who owns the Casino. If it is owned by an Indian Tribe, the rules are different. Most tribes have not and will not waive their immunity from lawsuits, so you need to negotiate with them. Many have tort claim forms to start the process. You need to see an attorney and if this was in and Indian owned Casino, see one experienced in Indian Country law.

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Can you get power of attorney and not be married

Correct that he can give you a power of attorney, but I would check with the apartment manager and make sure that they will accept that for his signature. Also, if he is in the military, you may be able to get some help from staff at the base who could provide the correct form for you. I am sure they have this issue quite often. Good luck.

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It is legal for a 25 years old boy to date a 17 years old girl in Washington state?

The first attorney is correct. The age of consent in Washington is 16. Therefore, there is normally nothing wrong with a dating relationship here. One big exception, however. That is that if the "boy" is in a position of authority over the girl, such as teacher-student and other relationship, any sexual relations would be prohibitied and unlawful. Non-sexual "dating" may well be an ethical violation or employment violation for a teacher or other professional who has a special relationship...

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How do I get my money back from this darn vacation resort package when I was wrongly informed.

In addtion to contacting a lawyer, file a complaint with the Consumer Protection Division of the Atttoneys General's office.

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Do I need a real estate attorney?

You should get a real estate lawyer. The problem is exactly what your buyer is concerned about. While the title and title insurance may be good, the County may not recognize that as a legal lot and they may not issue a building permit for any construction thereon. The fact that the chain of title is good is not relevant to the issue of whether the lot was created within the laws of the County. Prior to 1972, you could "create" a lot by just giving someone a deed with a legal description....

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Do I need an attorney to settle my case?

Sounds like you already have an attorney but just need information. Ask your attorney to set down with you and explain the settlement and where the money is going. Studies have shown that most people who engage a lawyer receive more money after attorneys fees than they would have with no attorney.

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My husband and i purchased furniture and we never got it and they wont give us our money back, what can we do?

You should file a complaint with the Consumer Protection Division of the Attorney General's office. They may be getting other complaints about this company and if they get enough they will investigate. Good luck

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My Mother buys my underage son and his friends beer. . .

Yes, your mother can be held liable for the crime of furnishing liquor to a minor, but there is an even greater danger. Recently, not in Washington, a woman has been charged with buying a keg of beer for her child's high school party. Three kids left in a car that crashed, killing them all. The woman is now charged with manslaughter (negligent murder) and facing seven years in prison. She needs to stop this illegal activity immediatley. Further, you should tell your son the danger he is...

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