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Alana Bullis’s Answers

13 total


  • Can I get out of this new car purchase?

    PLEASE HELP ASAP! THIS IS ENTIRELY OUR OWN FAULT!!! Monday we went to LOOK at new cars. This was our first stop and only 1 of 3 models we considered. Somehow we ended up falling for the high-pressure sell and signed papers to buy it. We paid ...

    Alana’s Answer

    It would be worth your time and money to see a local consumer or contract attorney as soon as possible so that the attorney can review the document that you signed. Also, if the $1500 down payment on your credit card has already been processed, make sure that you take the receipt with you when you see the attorney. You should do this as soon as possible.

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  • We bought a used truck and found out the sales prize was higher than the BlueBook recommendation, can we cancel the deal?

    We only had the truck for one day.

    Alana’s Answer

    Unfortunately, you are bound by the terms of the contract and if you paid more than the Blue Book value, then that is not an excuse to void the contract. It is always recommended to do your homework regarding the fair market value of the vehicle before you sign on the dotted line.

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  • Is an engagement ring community property in WA State?

    When a spouse passes away is the wife's engagement ring considered community property as part of the marriage or personally owned property because it was given in a proposal for marriage prior to the wedding?

    Alana’s Answer

    Generally an engagement ring is a gift in contemplation of marriage. If the marriage does not take place, the ring belongs to the gifter (fiance) and should be returned if the marriage does not take place. After the marriage takes place, then the ring becomes a gift; belongs to the wife; and is therefore, the separate property of the wife. With this in mind, the wife should make her wishes clear in her will as to who will inherit the ring upon her death.

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  • I was rear ended and 3rd party insurance wont make me whole again, only replace bumper, small claims question ~HELP~

    The at fault drivers insurance only wants to replace my bumper at $800 when my preliminary estimate was $2100(lots more damage). It is a corporation who is insured. How do I pursue this in small claims if I don't know a total cost of repairs and I...

    Alana’s Answer

    This type of practice happens frequently by the insurance company. Unfortunately, a preliminary estimate is just that -- an estimate. Usually, there will be underlying damage and the repair costs could go up substantially. A small claims court will only award you for the damages that you can prove and if your vehicle is not completely repaired when you bring your claim, you could end up not being made "whole."

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  • I was rear ended and 3rd party insurance wont make me whole again, only replace bumper, small claims question ~HELP~

    The at fault drivers insurance only wants to replace my bumper at $800 when my preliminary estimate was $2100(lots more damage). It is a corporation who is insured. How do I pursue this in small claims if I don't know a total cost of repairs and I...

    Alana’s Answer

    This type of practice happens frequently by the insurance company. Unfortunately, a preliminary estimate is just that -- an estimate. Usually, there will be underlying damage and the repair costs could go up substantially. A small claims court will only award you for the damages that you can prove and if your vehicle is not completely repaired when you bring your claim, you could end up not being made "whole."

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  • I purchased a used vehicle from a small dealer and was not told about prior accident history, what can I do?

    About a year ago I purchased a Toyota Sequoia from a local dealer. I asked if the car had ever been in an accident or had any significant damage. I was told the car had been in a "fender bender" and minor damage was done to the front bumper only. ...

    Alana’s Answer

    If you can get a collision repair expert to opine that the vehicle is unsafe as a normal means of transportation in its current condition, then you can revoke acceptance of the vehicle, even if it is a year later.

    In Washington, used car dealers state that the vehicles are sold "as is" and do not come with an implied warranty of merchantability. If the vehicle cannot be used for the purpose for which it was purchased (safe transportation), then there is Washington law that provides a remedy for the purchaser of an unsafe vehicle from a used car dealer. Failure to disclose a known or should have known fact by the dealer could also make the dealer liable for damages under the Consumer Protection Act.

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  • My car was rear ended by a guy picking up a cigar from the floor. Do I have to let his insurance total my car?

    What can i do if an insurance wants to total my car. I just want it fixed and dont want the "totalled" label on the title.

    Alana’s Answer

    Unfortunately, the insurance company can elect to repair the vehicle or to replace it (which means to "total" it). In Washington, the insurance company must give you a report called an ACV report (Actual Cash Value). This report is to show you how the insurance company established how it came up with the fair market value of your vehicle. You may want to check online to see if you agree with the insurance company's valuation because those values tend to be at the lower end of the market. You may want to negotiate for a better settlement.

    Once you have determined how much you will accept for your vehicle, the insurance company will let you retain the salvage value (essentially, you "buy back" your vehicle from the insurance company). The salvage value is based upon how much the insurance company would have received for the vehicle from a salvage yard or auction company.

    When your vehicle is totaled, the insurance company is required to report this to DOL. You will be issued a branded title. Thereafter, you will be required to have your vehicle inspected by the State Patrol (to determine that there are no stolen parts on the vehicle -- NOT FOR SAFETY).

    With the amount you receive for the vehicle, you can elect to repair it at your expense. If there is a lien on your vehicle, be advised that the insurance company will pay the lienholder and you will be responsible for the difference between what is paid and what is owed on the loan. If this is the case, hopefully, you have GAP insurance.

    Good luck.

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  • How do I ask the judge to defer my ticket?

    I have never been to court before, so I don't know how to approach the judge. Do I immediately ask him to defer my ticket? Or do I ask him to consider keeping my ticket off my record? Any advice would help. Thankyou.

    Alana’s Answer

    The judge will already have your driving record and if you have not had a deferred prosecution before or had one before but are now eligible for another one due to the passage of time, then the judge will most likely offer you the opportunity for a deferred prosecution. Just be aware that there are certain conditions that the Court will impose upon you, such as no other offenses within the next year and you will have to pay the costs of the ticket. If you are in compliance with these conditions, then this keeps the infraction from being reported to your insurance company. Good luck.

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  • I bought a truck from a local dealer less than 3 weeks later I find that it will cost me 4,000.00 just to make it run.

    Th car lot said I bought it as is. I am being told by a friend that I can hold the accounable because the truck is not reasonable marketability

    Alana’s Answer

    If the vehicle was used, purchased from a car dealer, and you have a collision repair expert (someone who repairs vehicles) inspect the vehicle and will state that the vehicle is unsafe as a normal means of transportation, then you may be able to revoke acceptance of the vehicle under the Uniform Commercial Code. A used car dealer cannot disclaim a warranty of merchantibility even if the vehicle is sold "as is."

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  • Is it illegal to record a phone conversation without notifying the person you're talking to?

    Does it depend on which state I'm in? Does it depend on what state I'm talking to? What about international calls?

    Alana’s Answer

    In Washington, it is unlawful to record a phone conversation without the consent of the other party.

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