Yes you can name the lega; and registerd owner as well as the driver and you should notify the department of licensing and the owner may have her license suspended until the damage is paid for if you get a judgment that will last ten years. Look at RCW 46.29.330 and
46.29.370 and make sure you cite the laws to the Judge, so he can properly format your judgment.
No would be the right answer. If he has no license then he is not a contractor. You should seek another job this guy is already breaking the rules and why would you expect him to do the right thing and pay you. If you do work deal with the property owner directly , but I would suggest looking elsewhere.
Indecent exposure, RCW 9A.88.010 public drunkenness, disturbing the peace, disorderly conduct RCW 9A.84.030 it would depend on her offender score and her lawyer. If she was found guilty I am guessing and that is all 1 year or so but a suspension and probation would be more likely.
I agree with the other posters and it hard to tell but generally the moving vehicle has the ability to stop and the responsability to do so. In reality a mirror may not reach an insurance deductable and the driver would be paying.
If the attoney held unearned fees you may be able to ask the Bar Association there is a fund for people in this type of situation. The Lawyer's Fund for Client Protection is run by the Washington State Bar and you may apply for help;
here is a link,
Your original agreement with the lender may have stated once you are behind ( according to their standards) they get to adjust the amounts you pay. You should take the agreements and statements to a local lawyer and get this straightened out. The mortgage company can eventually foreclose because of this type of screw up on their part. You should demand in writing the authorization for payment of taxes be produced and a full and complete accounting of the escrow account and compare that with...