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Gregory J. Jalbert

Gregory Jalbert’s Answers

380 total


  • If you file a Ch 7 bankruptcy post divorce, will creditors go after ex husband and force him into bankruptcy?

    I've heard that he can just wait out the creditors until three months when the discharge the debt? I'm trying to save my home and it has barely enough equity to save right now. Stakes are high but I'm going to file before my ex in the hopes tha...

    Gregory’s Answer

    You should sit down with an experienced bankruptcy attorney and review your situation in detail before deciding what to do. These sorts of situations can be complicated and a complete understanding of all the facts is necessary before a good opinion can be given you. Many of us do not charge for reviewing your situation and advising as to what do to.

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  • What can I do about my collection and garnishment situation?

    I had a 60 day garnishment from a collection agency. I worked a lot of overtime to balance the 25% take. After the garnishment I set up a payment plan with them. They based my payment on what they got at 25% with all my overtime. I can't afford th...

    Gregory’s Answer

    My best advice to you is to seek the advise of a competent bankruptcy lawyer. Most bankruptcy lawyers offer a free consultation. Make sure that you select an attorney that has been practicing law for a considerable period of time and who's emphasis is on bankruptcy law. When you call to make an appointment be sure to find out what documents you should bring to your meeting in order to get the maximum benefit from your free consultation.

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  • Lawsuit questions

    I have a few collections bill from hospital bills and they put one into lawsuit. I am a single person and I feel they are trying to make me pay to much money than what I can afford on a monthly bases.i told them what I can truly afford and they ar...

    Gregory’s Answer

    An attorney might be able to negotiate a payment plan that you can afford with the collection agency. If not, a bankruptcy might be an option. Best to call an experienced bankruptcy attorney to review your options and help you with this. Many of us do not charge for initial consultations. Best of luck.

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  • I recieved a notice of garnishment and your rights. Living in WA, head of household, 2 kids and parents, what r my exempt rights

    I owed a hosita bill of 2092.00. Collection company calling. I asked for payment plan which they refused. Recieved a notice of garnishment. I m single mother of two and taking care of disbaled parents. I make 2902 and 680 from state from parents....

    Gregory’s Answer

    Depending on what other bills you have it might be a good choice to file a bankruptcy. That would stop the garnishment.
    Many of us, experienced bankruptcy attorneys, provide fee initial consultations so contact one of us.
    Best of luck to you on this.
    Greg Jalbert
    (206)218-4957

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  • Finding the right bankruptcy attorney

    I need to file for bankruptcy (technically my husband and I together...we are separated but not legally and he will not be will not be contributing financially to paying for the attorney or doing any of the legwork gathering documents, so I consi...

    Gregory’s Answer

    Find an attorney who you feel comfortable with and has years of experience practicing bankruptcy law. Many of us do not charge for initial consultations.
    Best of luck to you.

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  • Looking to stop my garnishment i have gone over 6mo of being garnished and want to find out about bankruptcy.

    I'm trying to figure out if filing for chapter 7 or 13 bankruptcy would be best for me to stop my garnishments i have lost 25% of my income for the past 6mo and now it is putting me behind on my currents bill that i need to live off of i have mayb...

    Gregory’s Answer

    First step is to call an experienced bankruptcy attorney and set up a consultation to review your income, expenses and bills to determine how best to proceed. Many of us to not charge for initial consultation.

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  • So i just found that my insurance compay denied my medical bill for 20,000$ should i file for bankruptcy?

    im 23 years old my medical bill could not be covered because it was submitted to my insurance company to late from the hospital by the time i could pay it off ill be a old man im really trying to get my feet on the ground paying all my court fine...

    Gregory’s Answer

    Bankruptcy might be the answer. I suggest you contact an experienced bankruptcy attorney to review your situation and advise you how best to proceed. Many of us provide free initial consultations.

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  • How do I stop garnishment on my pay check

    I can't afford to be garnish right now I'm a single mother. Hardly making rent and my bills I mean the father of my kids help but still can't afford that right now.

    Gregory’s Answer

    Really only two options. Pay the judgment or flle a bankruptcy. Might want to discuss the bankruptcy option with an experienced bankruptcy attorney.May of us do not charge for initial appointments.

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  • Should I declare Chapter 7 Bankruptcy with a $25,000 credit card debt owed to three different banks?

    I was leaning towards negotiating with the credit card companies by offering to give them a "lump sum."

    Gregory’s Answer

    I strongly suggest you contact an attorney who provides free initial consultation so the two of you can go over your situation and determine how best to proceed. A Bankruptcy might be a good option but find out all the facts first.

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  • How can someone survive off of the bankruptcy exemptions like $100 USD in Washington state?

    I've been trying to save to start up a business, but realized recently I should probably file bankruptcy so that later I can regain credit when I'm older. I'm 43 yo now. However, I just read that when you file, you are only exempt your housing (...

    Gregory’s Answer

    My best advice to you is to seek the advise of a competent bankruptcy lawyer. Most bankruptcy lawyers offer a free consultation. Make sure that you select an attorney that has been practicing law for a considerable period of time and who's emphasis is on bankruptcy law. When you call to make an appointment be sure to find out what documents you should bring to your meeting in order to get the maximum benefit from your free consultation.

    See question