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Steven Eugene Knapp
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Steven Knapp’s Answers

5 total

  • I was involved in motorcycle-car accident

    I was involved in motorcycle-car accident. I was on the motorcycle, It was the car's driver fault according to the police report. I was injured, broken wrist, fractured pelvis, and other injuries. I would like to get in touch with specialized lawy...

    Steven’s Answer

    Mo, What you "can get" from the car driver's insurance depends upon several factors. If the car driver has enough liability insurance you should be able to recover all of your damages which were caused by the car driver's negligence (including medical bills, lost wages if any, pain and suffering and for the damage to your motorcycle) . Most insurance companies now sell underinsured motorist coverage insurance for motorcyclists, and if you have that coverage, it will supplement the car driver's insurance limits if they are not high enough. You should consult with an attorney who has experience in personal injury and motorcycle accident cases.

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  • My husband got hit while he was on his scooter, we have finished treatment. they are offering us 9,000 is that a reasonable amt.

    My husband got hit while he was on his scooter, we have finished treatment. he did not break any bones. his medical bills are around 8,000. they are offering us 9,000 is that a reasonable amt. how much should we try for if not?

    Steven’s Answer

    Without knowing how the accident happened, it is impossible to give an accurate estimate of the reasonable settlement value of your husband's case. Ultimately, the fault of each entity involved in the accident must be considered in order to determine the value of your husband's claim. Also, what is the nature and extent of his injuries. He should talk to an experienced motor vehicle accident attorney in Washington as soon as possible. Claims which are not brought within the statute of limitations (3 years here in Washington for most vehicle accidents) then they are barred. An experienced injury attorney can help evaluate his injuries and possbily refer him back to his doctors or to a different type of doctor for further evaluation. The numbness in his leg is very concerning and could be referred pain from his spine or other part of his body. Once he settles and signs a release, he will never be able to bring the same claims again, even if he later discovers a new injury which was caused by the accident. I have been practicing injury law in Washington for more than 23 years and have seen several cases where numbness, especially in one or both legs, is caused by a more serious injury to the spine. A $1,000 offer above your husband's $8,000 medical bills seems very low, even without all the facts. Your husband should consult with an experienced injury lawyer ASAP.

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  • What should I do?

    I was in a car accident in Aug of 2007. I was insured with liability but not for the car I was driving at the time. My car had broken down and I drove my boyfriends car, He had let his insurance lapse due to non-payment. I got into an accident. I...

    Steven’s Answer

    You don’t say why your liability insurer denied coverage for your boyfriend’s car. Was it specifically excluded or was your insurance coverage limited to a particular vehicle? In Washington, insurance usually “follows the car” which means that any insurance which covers a particular car will be primary and if there is none, or if it is insufficient then other insurance might apply, such as insurance which the driver (you) might have. You also did not provide any details about when and why your boyfriend’s insurance lapsed and whether he reported this accident to his insurer. Typically you are required by insurance policies to report any accidents to your insurer right away after an accident. If he has not reported the accident to his insurer, then he should comply with the terms of his insurance policy and if it requires him to report it to them, he should do so as soon as possible, just in case he and/or you are sued by the other driver. The statute of limitations for car accident injuries, in Washington, is usually three years from the date of the accident. You didn’t say which day in August your accident happened, but if the other driver does not commence a lawsuit within three years from that date (which would apparently be in August of this year) then they should be barred from bringing any claims against you for that accident. At this late date, nearly three years after the accident, there is not much else you need to do until such time as you are either sued by the other driver or the statute of limitations expires. If you are sued, you should report that to your insurer and to your boyfriend’s insurer immediately. If they deny coverage for you, you should then speak to an attorney to make sure your legal rights are protected and to verify whether either yours or your boyfriend’s insurance should provide you with a defense. You asked about whether you should contact an insurance defense attorney, and if you are sued, you should hire an insurance defense attorney immediately, in order to defend you and to protect you from having a default judgment taken against you. The King County Bar Association has a lawyer referral program which can help you find appropriate counsel.

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  • What do you do if you need to serve somebody and you cant find them. Is there something called public notification?

    I heard you can put something in the paper to notify the person. How does it work and is it even legal.

    Steven’s Answer

    You didn't mention what type of case this is. Here in Washington, in addition to serving by publication (which requires strict compliance with the rules), if your case involves the use of a public road (such as a car accident) you can serve another driver by serving the Secretary of State (called substituted service) following a motor vehicle accident, but ONLY under certain circumstances, including where the defendant is hiding, evading service or has left the state. You have the burden to prove that the defendant is hiding, evading service or has left the state. You should hire an attorney to help with any type of substituted service or service by publication.

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  • I got into a car wreck and was faulted for speeding i didnt realize my insurance lapsed on june 6th what will happen?

    the car is in my moms name i'm only 18 but the lady i got into an accident had to leave on an ambulance. she hurt her leg

    Steven’s Answer

    You have many issues to consider. Whether or not you were speeding does not necessarily mean you were at fault for causing this accident. You did not provide sufficient details of how the accident happened to provide any opinions as to who may have been at fault or whether your speeding ticket is valid. You could have a defense to the speeding ticket and/or to the causation of the accident. You should check with your mom, and with her insurance company and/or agent to see if your coverage did actually lapse on June 6th. If it did not, then your insurer should provide you a defense to your case in the event the other driver makes a claim against you. If it did, it does not affect how the accident happened or who caused it. If it did lapse, you should inquire whether there is any way to reinstate it. In Washington State we have comparative fault, which means that fault for an accident is split by the percentage of all entities which caused it. You should probably contact a local attorney who could assess your multiple issues for you.

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